Living in Florida means you get plenty of sunshine—but also the reality of hurricane season every year. From June through November, you’re on edge, wondering when the next storm will hit. That’s why getting your home ready before a storm is on the radar is one of the smartest things you can do. Here’s a clear, simple approach to prepare your home for hurricane season—without turning it into a big ordeal.
Start with the Roof and Gutters When You Prepare Your Home for Hurricane Season
Florida’s heavy rains and strong winds hit the roof first. Make sure it’s in solid shape by looking for loose shingles, cracks, or anything that seems out of place. If your roof is older or hasn’t been checked in a while, bring in a pro for a thorough inspection. Some homeowners insurance policies even require it.
Gutters are just as important. Clear out any leaves or debris so water flows away from your home. In a storm, backed-up gutters can lead to roof leaks and water around your foundation. Make sure downspouts are firmly attached and pointing away from the house.
Check Windows, Doors, and Garage Doors
Florida’s building codes are pretty stringent for doors and windows, but it’s still worth double-checking. If your home doesn’t have hurricane shutters, now’s the time to look into them. There are different styles—from accordion to roll-down to panels—and many are built to withstand major wind pressure.
If shutters aren’t an option, make sure you have pre-cut plywood on hand, labeled for each window. You don’t want to be scrambling to measure and cut when a storm is a day out.
Don’t forget the doors. Entry doors should have three hinges and a solid deadbolt. Garage doors need attention too—they’re one of the biggest weak spots in a storm. Reinforcement kits are available and relatively simple to install, especially if you have a standard Florida double-door setup.
Secure the Outside
Think of everything in your yard as a potential projectile. Poolside furniture, grills, planters, garden gnomes—you name it. Once winds pick up, anything that’s not secured can become dangerous.
Have a plan for where you’ll store outdoor items. A garage, shed, or even indoors will work. Trim back trees and shrubs, especially any limbs that hang over your roof, windows, or power lines. Palm fronds and oak branches can do more damage than you might expect.
Know Your Flood Risk
Flooding is one of the biggest issues with hurricanes, and Florida’s flat landscape makes it an even bigger risk. Even if you’re not in a flood zone, heavy rainfall and storm surge can still cause trouble.
Check your home’s flood zone status online through FEMA or your county’s GIS map. If you don’t already have flood insurance, consider it. Most homeowners insurance policies in Florida don’t cover flood damage, and you’ll want that protection if water comes in.
Back Up the Essentials While You Prepare Your Home for Hurricane Season
Power outages in Florida are common during hurricanes. You don’t need to live off the grid, but a little backup power can go a long way. A small generator, even just one that can keep the fridge and a few lights running, makes a big difference.
Also stock up on batteries, flashlights, a weather radio, and any prescription medications you need. Florida storms can knock out roads and stores for days, so having at least three days’ worth of supplies is smart.
Review Your Insurance and Paperwork
It’s not fun, but take the time to review your homeowners insurance. Understand what’s covered and what isn’t, especially regarding wind and flood damage.
Make digital copies of key documents—insurance policies, IDs, home inventory—and store them in the cloud or a waterproof container. Also, take updated photos of the inside and outside of your home. That makes any potential claims easier to navigate.
Have a Family Plan
Know where you’ll go if an evacuation is ordered. Florida counties often designate shelters, but you may prefer to stay with friends or family inland. Map out your routes ahead of time, and be flexible if roads are closed or traffic is heavy.
If you’re staying put, make sure you can safely ride out the storm. Have a space in the home away from windows—like an interior hallway or bathroom—to use if winds get severe. Keep phones charged and have a power bank ready.
FAQs on How to Prepare Your Home for Hurricane Season
When is hurricane season in Florida?
Officially, it runs from June 1 to November 30, but most storms tend to develop between August and October.
Do I need flood insurance if I’m not near the coast?
Yes. Flooding can happen anywhere in Florida. Even areas that don’t usually flood can see high water during a storm.
Is duct tape or masking tape helpful on windows?
No. It’s an old myth. It doesn’t stop glass from breaking and may even create bigger shards. Stick with shutters or solid plywood.
What’s the best way to reinforce my garage door?
Look for a garage door bracing kit rated for hurricane-force winds. These kits are easy to install and can prevent the door from blowing in.
A&D Home Inspection provides home inspection services to Central Florida. Contact us to schedule an appointment.